F & I

“Car shoppers who are returning to the market for the first time in a few years could be in for a big shock,” says Edmunds analyst Jessica Caldwell.

Despite consumer affordability issues, U.S. auto retailing is rocking. NADA’s senior economist says dealer sales totaled $1 trillion last year.

SAN FRANCISCO – Credit scoring is becoming increasingly digitalized, with systems doing more of the work, but the auto-financing world doesn’t appear ready to turn things over to artificial intelligence and machine learning...

“Ninety percent of people, when given a second chance, made good on that second chance,” says Lou Loquasto of Equifax.

As the pendulum swings, more lenders offer loans to consumers with checkered credit, according to TransUnion.

The Cox Automotive company touts its new uniFI software as auto retailing’s first integrated solution for closing car deals.

Some dealers are changing the way F&I is presented and sold.