Although customer satisfaction dropped, time shopping for vehicles and F&I purchases increased.

Dealers who structure loans to limit loan size compared with the value of the collateral lowers risk.

Amid inflation and rising interest rates, CarMax says pre-qualified customers can know what they can afford as soon as they begin to shop.

Some shoppers may be shut out of the market.

Car ownership can improve job and earning potential, according to Open Lending study.

Dealerships are impacted not only by the FTC regulation but also by state consumer-protection laws.

The U.S. may be in or headed toward a recession, but analysts see auto loan originations growing, delinquencies stabilizing.

Leasing has declined in general in 2022, but EV leases seem to have taken a bigger hit than those of traditional powertrain vehicles. Experian says the EV leasing rate in the third quarter was 9.88%, compared with 18% of all vehicles.

Dealers increasingly rely on credit unions to snag low rates for buyers.

Dealerships struggle to hire qualified experts to guide their stores toward compliance that ensures customer privacy.